Zeker Wonen Fonds IIIOpen for subscription

Invest in Zeker Wonen Fonds III

Receive a 6 to 7% return per year, with monthly interest payments and a first-ranking mortgage as security.

Annual return: 6 to 7%
Entry from: €5,000
Interest payout: Monthly
Term: 5 years
Security: First-ranking mortgage

Town house of Zeker Wonen Fondsen on the Delpratsingel in Breda

A or BTarget energy label after renovation

About Zeker Wonen Fonds III

Zeker Wonen Fonds III invests in carefully selected Dutch property with direct rental income and realistic value potential. We buy properties below market value, split and renovate them with our own team, aiming for energy label A or B, and then let them. From purchase to day-to-day management: everything in our own hands.

Your return depends on your participation amount. You receive 6% per year from €5,000, 6.5% from €25,000 and 7% from €100,000. The interest is fixed for the full five-year term and is paid out monthly. At the end of the term, your participation amount is repaid in accordance with the bond terms.

Participation is possible from €5,000. The security is a first-ranking mortgage, established in favour of the independent Stichting Obligatiehouders Wonen Fondsen.

What your participation earns

Participation amount

€5,000€500,000

Other amount

€

Worked example Fonds III - A6% per year

€25.00

Monthly interest

€300.00

Annual interest

€1,500.00

Total over 5 years

Indicative. Your interest is paid out every first week of the month.

Request the brochure

How the return of Fonds III is built up

The return within Fonds III rests on three pillars.

Rental income

The properties the fund buys generate monthly rental income. This rental stream forms the basis for the interest payments to investors.

Renovation and splitting

By renovating properties, making them more sustainable and splitting them where possible, lettability and often value increase. Think of maintenance, modernisation, better energy labels and extra homes within the same building.

Purchase below market value

Property in a let condition can often be bought at a sharper price. This immediately creates room between the purchase price and the market value, which contributes to the stability of the fund.

Returns with security as the basis

A higher return says little without the security beneath it. With Fonds III, the most important of these is the first-ranking mortgage, which is established on every property in favour of the Stichting Obligatiehouders Wonen Fondsen.

This means that the foundation, on behalf of all investors, is the first mortgagee on the underlying property. In a forced sale, investors are paid first from the proceeds through the foundation, with tangible collateral in the form of real estate.

First-ranking mortgage

Established on every property in favour of the Stichting Obligatiehouders Wonen Fondsen. In a forced sale, investors are paid first from the proceeds through the foundation.

Independent foundation

The foundation operates fully independently of Zeker Wonen Fondsen B.V. and oversees compliance with your rights as a bondholder.

No entry or exit costs

You pay no entry, exit or issuance costs on top of your participation amount, and you receive interest on the full amount. Of every euro invested, €0.92 goes directly into the property. The remaining €0.08 covers the costs of the fund.

Investing in three steps

At Zeker Wonen Fondsen, we keep property investment straightforward. No complicated processes, but a clear approach with personal contact and transparent communication.

Get acquainted and gain insight

You receive the brochure and get a clear picture of the fund, the way we work and the terms. We take the time to answer your questions and discuss which fund fits your situation.

Participation through bonds

You participate through bonds of the fund. You know in advance what you are investing in, what the term is and what return you will receive.

Involved throughout the term

We keep you personally informed of the progress of the fund and the projects. You receive your interest automatically every month.

Our projects

Behind every fund are real projects. No abstract promises, but tangible property you can see for yourself.

Under acquisition

Chassésingel, Breda

House · Breda

Let

Teteringsedijk, Breda

Apartment · Breda

Under acquisition

Delpratsingel, Breda

House · Breda

30+ projects in Zeeland, Noord-Brabant and Zuid-Holland

View all projects

Want to know more? Get the brochure

After your request, we will contact you personally to verify your details and answer your questions. You will then receive the brochure.

Common questions about Fonds III

Investing raises questions. Naturally, it is your money after all. That is why we have listed the most frequently asked questions, so you know exactly where you stand.

Ask a question

Yes. The payment is based on the total fund structure, not on one individual property. Because we manage several properties per fund, the vacancy risk is spread across the entire portfolio.

The tax treatment of your return depends on your personal situation, for example whether you invest as a private individual or through a company. We advise you to consult a financial adviser or accountant. We will of course inform you about the fund structure, so you can have that conversation well prepared.

At the end of the term, your participation amount is repaid, including any accrued but not yet paid interest. The repayment takes place under the supervision of the Stichting Obligatiehouders Wonen Fondsen.

Yes. You can participate from €5,000. While the fund is open, you can increase in steps of €1,000, and from €100,000 in steps of €25,000. The interest you receive follows the tiers: 6% from €5,000, 6.5% from €25,000 and 7% from €100,000.