Is Zeker Wonen Fondsen supervised by the AFM or DNB?
Supervision and exemptions. Zeker Wonen Fondsen is not under the direct supervision of the Netherlands Authority for the Financial Markets (AFM) and/or De Nederlandsche Bank (DNB), but makes use of an exemption from the prospectus requirement. For every investment and/or fund, an information document is available that has also been shared with the AFM.
AFM exemption notice
Why is there no AFM supervision of the investment?
The mention of the AFM exemption on our website or in our documentation says nothing about the quality of the offering, but only informs you that it is exempt from the obligation to publish a Wft prospectus. There is, however, supervision by the AFM of the offerings of Zeker Wonen Fondsen, based on the Consumer Protection Enforcement Act (Wet handhaving consumentenbescherming, Whc).
Meaning of the statement "No prospectus requirement for this activity"
This statement means that the offerings of Zeker Wonen Fondsen are exempt from the prospectus requirement as referred to in the Financial Supervision Act (Wet op het financieel toezicht, Wft), because an exemption applies.
Exemptions for Zeker Wonen Fondsen
- The exemption applies when Zeker Wonen Fondsen offers bonds with a total value of less than EUR 5 million.
- The exemption also applies when Zeker Wonen Fondsen offers bonds with a total value of at least EUR 100,000 per investor.
When Zeker Wonen Fondsen makes use of these exemptions, the AFM "exemption notice" must be placed on the website and in the documentation relating to the bond issue.
Transparency and information
Zeker Wonen Fondsen meets all requirements relating to the exemption from the prospectus requirement and aims to work fully transparently. Investors can find detailed information about the property funds of Zeker Wonen Fondsen on our website.
Risks
Investing always involves risks. Zeker Wonen Fondsen has drawn up an information document for each bond fund that sets out all the important risks. We advise you to read this document carefully. In addition, investors receive a quarterly update on the property funds in which they have invested.
What we do
No Wft prospectus does not mean no information. This is what you receive from us and who is watching over it.
Information document per fund
For every investment and/or fund an information document is available, which has also been shared with the AFM, setting out all the important risks.
Oversight via the Whc
The AFM supervises the offerings of Zeker Wonen Fondsen, based on the Consumer Protection Enforcement Act (Whc).
An update every quarter
Investors receive a quarterly update on the property funds in which they have invested.
Read more about supervision and security
No direct supervision does not mean no oversight. Read how your investment is protected, what the risks are and how we handle financing and ownership.
